{"id":137,"date":"2025-04-24T06:57:26","date_gmt":"2025-04-24T06:57:26","guid":{"rendered":"https:\/\/zoyer.zaggle.in\/blog\/?p=137"},"modified":"2025-04-24T08:39:47","modified_gmt":"2025-04-24T08:39:47","slug":"navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation","status":"publish","type":"post","link":"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/","title":{"rendered":"Navigating Multi-Branch Expenses in The BFSI Domain: A Tale of Control, Compliance, and Automation"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#The_Challenges_of_Multi-Branch_Spend_Management\" title=\"The Challenges of Multi-Branch Spend Management\">The Challenges of Multi-Branch Spend Management<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#The_Turning_Point_Leveraging_Automation_for_Multi-Branch_Spend_Management\" title=\"The Turning Point: Leveraging Automation for Multi-Branch Spend Management\">The Turning Point: Leveraging Automation for Multi-Branch Spend Management<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#1_Achieving_Complete_Visibility_with_Real-Time_Dashboards\" title=\"1. Achieving Complete Visibility with Real-Time Dashboards\">1. Achieving Complete Visibility with Real-Time Dashboards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#2_Ensuring_Compliance_with_Seamless_Documentation\" title=\"2. Ensuring Compliance with Seamless Documentation\">2. Ensuring Compliance with Seamless Documentation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#3_Gain_Control_with_Automated_Approvals\" title=\"3. Gain Control with Automated Approvals\">3. Gain Control with Automated Approvals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#4_Fraud_Detection_and_Prevention_through_AI\" title=\"4. Fraud Detection and Prevention through AI\">4. Fraud Detection and Prevention through AI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#5_Efficiency_Gains_through_Seamless_Payments\" title=\"5. Efficiency Gains through Seamless Payments\">5. Efficiency Gains through Seamless Payments<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#Take_control_of_Multi-Branch_Expenses_with_BROME\" title=\"Take control of Multi-Branch Expenses with BROME\">Take control of Multi-Branch Expenses with BROME<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#2_Utility_Bill_Payments\" title=\"2. Utility Bill Payments\">2. Utility Bill Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#3_Rent_Management\" title=\"3. Rent Management\">3. Rent Management<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#The_Road_Ahead_Embracing_Automation_Across_the_BFSI_Sector\" title=\"The Road Ahead: Embracing Automation Across the BFSI Sector\">The Road Ahead: Embracing Automation Across the BFSI Sector<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/zoyer.zaggle.in\/blog\/navigating-multi-branch-expenses-in-the-bfsi-domain-a-tale-of-control-compliance-and-automation\/#Key_Takeaways_for_Finance_Leaders\" title=\"Key Takeaways for Finance Leaders\">Key Takeaways for Finance Leaders<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p>Meet Ravi Mehta, who is the Financial Controller of a renowned bank with 200+ branches across India. He recently received the latest audit report and he stared at it for a long time because of what he found in it. It revealed a concerning pattern: unexplained cash discrepancies, delayed rent payments, and uncontrolled spends across the bank\u2019s 200 branches nationwide.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Ravi wasn\u2019t surprised. Managing multi-branch spends in Banking and Financial Services Management is quite complex. Utilities, rent, and petty cash expenses \u2014each branch operates like a small business, and tracking every rupee is a challenge. But what do you do when the discrepancies are often too large to ignore? There must be a better way for financial management companies to manage their spending.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Read further to know how you can gain more control and prevent fraud while managing multi-branch expenses in the BFSI sector.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Challenges_of_Multi-Branch_Spend_Management\"><\/span><strong>The Challenges of Multi-Branch Spend Management<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ravi\u2019s experience is not unique. Across India, finance leaders in the BFSI sector or financial services management struggle with multi-branch spend management. TIn our experience, we believe there are mainly six broad challenges that companies face.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Lack of Visibility<\/strong>: A real-time consolidated view of expenses is hard to get when the operations are spread across multiple branches.<\/li>\n\n\n\n<li><strong>Compliance Risks<\/strong>: Manual processes increase the likelihood of regulatory violations and non-compliance with taxation and financial reporting laws.<\/li>\n\n\n\n<li><strong>Cash Leakage: <\/strong>Manually handling spends across branches often leads to unnoticed cash leakage. These occur from decentralized expense management, lack of visibility, and inadequate audit trails.<\/li>\n\n\n\n<li><strong>Limited Control<\/strong>: When branches operate as independent units, approvals and disbursements become people-dependent, leading to inconsistencies and lesser control.<\/li>\n\n\n\n<li><strong>Fraud Risks<\/strong>: Petty expenses, especially in multi-branch setups are highly prone to fraud. Manual operations have higher chances of unauthorized transactions and misreporting.<\/li>\n\n\n\n<li><strong>Inefficient Processes<\/strong>: Maintaining paper-based invoices, spreadsheets, and delayed reconciliations across multiple branches hinders timely financial decision-making.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Turning_Point_Leveraging_Automation_for_Multi-Branch_Spend_Management\"><\/span><strong>The Turning Point: Leveraging Automation for Multi-Branch Spend Management<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Just like Ravi, as a CFO in the field of financial services management, you can\u2019t afford financial blind spots. What are the options &#8211; You can either reach out to your peers, or industry experts, or consult fintech solution providers. You may also consider <a href=\"https:\/\/zoyer.zaggle.in\/\"><strong>Zaggle<\/strong><\/a> to understand how you can bring in more control, and visibility and prevent fraud while managing multi-branch expenses. Here\u2019s how we think automation can transform your bank\u2019s multi-branch spend management:<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Achieving_Complete_Visibility_with_Real-Time_Dashboards\"><\/span><strong>1. Achieving Complete Visibility with Real-Time Dashboards<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You could be relying on monthly reports that arrive too late to prevent financial discrepancies. With an AI-powered spend management system, you can get real-time visibility into every transaction across branches. Through centralized dashboards, you can track:<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Monthly rent payments across all locations<\/li>\n\n\n\n<li>Utility bills, ensuring no branch overpaid or delayed payments<\/li>\n\n\n\n<li>Petty cash disbursements and their justifications<\/li>\n<\/ul>\n\n\n\n<p>This real-time transparency reduces financial ambiguity and allows data-driven decision-making.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Ensuring_Compliance_with_Seamless_Documentation\"><\/span><strong>2. Ensuring Compliance with Seamless Documentation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>As a finance management or an insurance company, compliance is at the top of your priority list. However, companies are also prone to challenges, especially during audits. Digital copies of invoices make it easy to scan, verify, and store documents, ensuring seamless regulatory compliance. This reduces audit time and prevents penalties for tax miscalculations.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Gain_Control_with_Automated_Approvals\"><\/span><strong>3. Gain Control with Automated Approvals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In a multi-branch setup, branch managers often have independent control over expenses, leading to delays and inconsistencies. With automation, every expense request above a predefined threshold can be routed to the finance team for approval. This standardization eliminates unauthorized spending while ensuring legitimate requests are approved faster.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Fraud_Detection_and_Prevention_through_AI\"><\/span><strong><strong>4. Fraud Detection and Prevention through AI<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the biggest game-changers for you can be the AI-driven fraud detection. A robust solution like BROME can flag anomalies like:<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Duplicate invoices\u00a0<\/li>\n\n\n\n<li>Unusual cash withdrawals from petty cash reserves<\/li>\n\n\n\n<li>Repeated transactions with unregistered suppliers<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Efficiency_Gains_through_Seamless_Payments\"><\/span><strong>5. Efficiency Gains through Seamless Payments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In banks and other financial institutions, where there are multiple branches, each branch has its own set of rent agreements and different types of utility bills. These bills and rent payments can be automated. The system schedules payments before due dates thereby avoiding late fees and penalties.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-c2ed175465b20b0621d3381880fd4fde\" style=\"color:#ed3b41\"><strong>Prevent Petty Cash Fraud Across Branches with BROME<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><em>Book a <\/em><\/strong><a href=\"https:\/\/zoyer.zaggle.in\/book-a-free-brome-demo\"><strong><em>Demo<\/em><\/strong><\/a><strong><em> Today<\/em><\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Take_control_of_Multi-Branch_Expenses_with_BROME\"><\/span><strong>Take control of Multi-Branch Expenses with BROME<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Branch Recurring Operating Monthly Expenses (BROME) help businesses streamline and automate multi-branch recurring expenses. This ensures better control for financial services management companies and efficiency across multiple locations. Here are some of the ways BROME offers higher control, visibility, efficiency, and fraud prevention capabilities to banking and financial management companies.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>1. Petty Cash Management<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Petty cash is much easier to manage with payment options including UPI and prepaid cards. BROME also enables you to configure your policies to prevent out-of-policy spending. Moreover, real-time insights can help you make more informed decisions.\u00a0<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Utility_Bill_Payments\"><\/span><strong>2. Utility Bill Payments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Imagine spending less while also earning cashback and rewards. Powered by Bharat Connect, BROME offers you this and more. You can centralize utility payments across all branches from a single platform. Companies can also avail of early payment discounts across 25+ utility types.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Rent_Management\"><\/span><strong>3. Rent Management<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>With a digitized solution like BROME, financial services management companies can manage rent payments, track rent agreements, and most importantly reduce costs and leakages. In the long run, it helps you build better relationships.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-1429b1cfaaa14b3019b5527969b001bb\" style=\"color:#ed3b41\"><strong>Earn Cashback and Rewards While You Reduce Your Spends Across Branches<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>BROME Offers 25+ Utility Type Payments<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong><em>Book a <\/em><\/strong><a href=\"https:\/\/zoyer.zaggle.in\/book-a-free-brome-demo\"><strong><em>Demo<\/em><\/strong><\/a><strong><em> Today<\/em><\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Road_Ahead_Embracing_Automation_Across_the_BFSI_Sector\"><\/span><strong>The Road Ahead: Embracing Automation Across the BFSI Sector<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For CFOs and finance directors in the financial management sector, the path forward is clear. In case you are still managing your expenses manually, it may not be sustainable anymore. The industry demands automation-driven visibility, compliance, control, and fraud prevention.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Takeaways_for_Finance_Leaders\"><\/span><strong>Key Takeaways for Finance Leaders<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Invest in a centralized expense management platform that is meant especially to manage expenses across multiple branches. This will help you gain real-time visibility into branch-level expenditures.<\/li>\n\n\n\n<li>Leverage AI and automation for fraud detection to minimize financial risks.<\/li>\n\n\n\n<li>Ensure seamless compliance with tax regulations through automated documentation and reporting.<\/li>\n\n\n\n<li>Standardize approval workflows to maintain control over multi-branch<\/li>\n<\/ul>\n\n\n\n<p>Adopting an automated solution to gain visibility and control over your spends can be a good strategy. You can start by analyzing various solutions out there that fit your requirements. BROME is one such solution that you can consider to streamline your petty cash, utility bills and rent payments. Book a <a href=\"https:\/\/zoyer.zaggle.in\/book-a-free-brome-demo\"><strong>free demo<\/strong><\/a> to understand how you can prevent fraud and ensure compliance.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Meet Ravi Mehta, who is the Financial Controller of a renowned bank with 200+ branches across India. He recently received the latest audit report and he stared at it for a long time because of what he found in it. It revealed a concerning pattern: unexplained cash discrepancies, delayed rent payments, and uncontrolled spends across&#8230;<\/p>\n","protected":false},"author":1,"featured_media":145,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/posts\/137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/comments?post=137"}],"version-history":[{"count":3,"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/posts\/137\/revisions"}],"predecessor-version":[{"id":144,"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/posts\/137\/revisions\/144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/media\/145"}],"wp:attachment":[{"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/media?parent=137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/categories?post=137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zoyer.zaggle.in\/blog\/wp-json\/wp\/v2\/tags?post=137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}